The world is a serious financial crisis. Many people have their jobs because they have lost. To survive, you must save your money. Basically, you can save your well being. Comfort means money. But there are also other tricks to save money. Here are 100 ways to save money
1. The screen saver on your computer does not reduce energy consumption. Automatic switching to sleep mode or hibernation is better.
2. Consider buying a laptop. They consume less energy than desktopComputer.
3. Look at my LCD monitor. Consume less energy than a CRT.
4. Stop renting the cable modem. You can use a cable modem buy cheaper in the future.
5. Connect the computer and other electronic devices in a good UPS. How to save money, not buying a new board of directors, which is fried.
6. Using open source software like Linux and OpenOffice.
7. Updating an existing PC as buying a new one. It's usually cheaper to upgrade a. But ifThe computer is very old, you must buy a new one.
Appliances
8. Keeping your heating systems, because those who consume too much electricity.
9. Turn off the lights when not in use.
10. With low energy light bulbs, compact fluorescent lamps.
11. Clean the filter AC. A dirty air filter reduces airflow, making the work harder and consume more energy.
12. The use of solar energy for water heating.
13. Find Natural GasDevices with blue flames. This suggests that the gas burns efficiently.
14. Install a programmable thermostat in your house warm in winter and cool in summer.
15. Turn off your electronic devices such as televisions and computers when not in use.
16. On the basis of the dishwasher for the ENERGY STAR label, which uses less water and less energy.
17. Regularly Help
18. Defrost freezers. Frost design reduces the energythe device.
19. Cover the kettle or pan to boil water. It is carried out faster and can save energy.
20. Request an energy audit from your utility company. And 'free and give you lots of tips to reduce the electricity bill.
21. Lowering the thermostat by 1 degree, and you will save 2 percent on monthly energy bills. You can sit on a sweater to cope with the cold.
Travel
22. Go by bus, or perhaps the work by bicycle.
23. Check the engine andTire pressure. With uneven pressure is a major influence on fuel economy car.
24. Look for frequent shopper deals on gas. Some grocery stores may offer discounts on gas with a frequent shopper card.
25. Avoid rush hour traffic, as possible. Stop the traffic can burn as much gas.
26. Driving at constant speed to save gas.
27. Keep your car light. Remove all trash from heavy machinery. Heavy objects makes the job harder car.
28. Alternate withHer boyfriend at work in the area.
29. Repair your car with a qualified mechanic. If not properly repaired, you pay more for defective parts in the future.
30. Consider purchasing a fuel
31. efficient machine.
32. Compare prices at different stations and find the lowest.
33. Choose manual transmission car as an automatic.
34. Use the right quality of oil, which relates the viscosity. If you use the wrong class, the clutch can increase yourEngine and uses more gas.
35. The air filter every three months or 3000 miles or replacement, as specified in the owner's manual.
Credit Cards
36. Be sure to pay on time.
37 Do not waste more than they can afford.
38. You pay the balance in full each month, if possible.
39. Stop credit card. You can get Tangled Up, if you need money from the account of the credit card is received.
40. Avoid using cash advances on credit cards. Only when the last option. They haverate of interest than regular card charges.
41. Transfer your credit card debt on a card that charges a lower interest rate. Read your application carefully for this.
42. Negotiate a lower rate with your credit card. If you have a good credit, you can reduce interest rates.
43. If you have a balance more than a credit card. Pay the highest price you can afford to offer the highest card interest rate, and you make the minimum payment for others. Once the paperwill be paid the highest interest rate, you can pay the higher interest rate later.
Shopping
44. Before you create your grocery shopping list and stick with it.
45. Do not buy brand buy, and cheaper product with the same quality.
46. New in bulk when possible. It is more convenient.
47. Buy generic drugs to maintain as possible. There are many private label products today. The business has its own product under its own brand. It is more convenientwhy not spend money on advertising.
48. Always compare prices and product specifications, if you buy expensive things.
49. Shop online. Online companies usually less expensive because they save money for the rent to save money.
50. Use coupons for the purchase.
51. Find a flea market. Find gold.
Health
52. If you're tired of buying generic drugs. Generics are essentially the same as those of the mark in terms of ingredients andQuality.
53. No smoking or reduce cigarette.
54. Do not drink alcohol or reduce the consumption of alcohol.
55. Do not go to the gym. You can make the law on foot or by bicycle.
56. Stay in good health. Eat well and rest well. You do not smoke or drink.
57. Reduce its weight. Obesity is a source of many diseases.
58. Joining the insurance of your employer's health. Have an interest rate, because the employer directly, a large number of peopleInsurer.
Entertainment
59. Use only cable TV that you really need. Choose a smaller package.
60. Do not buy popcorn and drinks at the theater. They are very expensive.
61. Rent a movie instead of the theater.
62. They have entertainment at low cost, as hiking, picnics, fishing or camping.
63. Buy movie tickets in bulk. The cost for ticker is lower.
64. If you're traveling, you rent a guide, rather than a travel guide.
Food and Drink
65.Cook at home as often as possible. Do not eat at the restaurant, you can save a lot.
66. Highlighting the lunch from home.
67. Eliminate expensive coffee. In some places, you pay a lot, not for the atmosphere of the coffee.
68. Carte dining discount.
69. Profit from operations such as the purchase will receive a free estimate.
70. Think about your bread. Here you will find recipes on the Internet.
71. Purchase products on the market. Packaging and store in freezer forfuture use.
72. Consider the purchase of meat with bones. To be ready, skin and bone-de-it-yourself can give you dollars.
73. If you have time, consider cooking from scratch. Frozen is convenient, but expensive.
Travel
74. Book your hotel at least one month in advance.
75. Do not use the hotel phones to call long distance, before questions about the allegations.
76. Find rates and room rates on the Internet is generally more convenient.
77. Go Travel avoiding l 'crowd. If a tourist destination sees its maximum in winter, then go to summer, spring or autumn, when posible.
78. Use small inn rather than a large hotel.
79. Go wait until the last minute for airline tickets. In general, for the sale, because many times Planck flies about 80% complete.
Finance
80. If you have the loan application, to pass the shorter period to finance you can afford. The shorter period will save more money.
81. Consider refinancing your mortgageIf you can, a rate that is lower than the rate for a mortgage already too. When interest rates are low, it's time to refinance the loan.
82. Do not buy lottery. The odds of winning are very low.
83. You can save money in piggy bag Dailly. Whether it's discipline.
84. Apply for your school.
85. Improving your credit score, so you can better deal on loans.
86. If not trade in livestock. Buy and hold is better, not because it pays the commission. You need only purchasecheap and good companies and hold.
87. If you do not rely on the recommendations of brokers and often do not choose a discount broker, where the operations to reduce costs.
Internet
88. Usa online free card when you have someone you want to send a ticket.
89. Find used products on eBay.
90. Buy used books instead of new books from Amazon.
91. Get the free software from download.com.
92. Save on your invoice via instant communication via computer or with freeSoftware from Skype.com. It's free to call other Skype users.
93. Not signed the printed magazine. Reading online news sites is more convenient.
94. Buy whole album, instead, you buy music you really like the service, like iTunes.
General
95. Do not buy things that do not.
96. Borrow to buy books from the library instead.
97. Pay yourself first. Deposit: 10% of each salary of a savings account.
98. Being an Early Bird for seminars.
99. Perform aFlea market at the UN go-get necessary items.
100. They bundle their services, such as the bundling of cable TV or satellite, telephone service and high-speed Internet connection. This is often cheaper than buying separately.
My Links : Garmin Nuvi 1490T 40 inch LCD TV
แสดงความคิดเห็น